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Effective: June 2025 | Incorporated: Delaware | Operations: Arizona, expanding nationwide | Updated: May 2026
We built this platform because the home services industry is broken on both sides. Customers get ghosted. Vendors get burned. Nobody is held accountable. We fixed that — by creating a neutral marketplace where both sides have clear rights, clear responsibilities, and a platform that enforces both equally. We are not on anyone's side. We are on everybody's side. If you are a great vendor and a customer tries to wrong you, we will help you pursue them. If you are a great customer and a vendor fails you, we will help you pursue them. The rules are the same for everyone. Follow them and this platform works beautifully for you. WHAT OHANA HELPS IS: A neutral technology marketplace — like eBay or Amazon Marketplace — that connects customers with independent service professionals. We facilitate the connection, document everything, process payment securely, and enforce the terms both parties agreed to. The vendor performs the work. The vendor is entirely responsible for the work. Ohana Helps is not an employer, not a contractor, not a service company. We are the platform that makes the whole thing work. This document contains two agreements: • PART ONE — Customer Terms of Service • PART TWO — Independent Contractor Agreement for Vendors
Welcome. You deserve a home service experience that actually works — an exact appointment time, a real professional, a fair price, documented work, and someone who stands behind it. That is exactly what you are getting here. Read these terms so you know your rights, what to expect, and how to use this platform effectively. The more you understand how it works, the better your experience will be.
Ohana Helps is a neutral technology marketplace. We connect customers with independent, self-employed home service professionals. We do not perform any work. We do not employ vendors. We are not a handyman company. Think of us the way you think of eBay or Amazon Marketplace — the platform creates the connection, documents everything, and enforces the rules. The seller — in our case the vendor — is the one responsible for what they provide. Here is exactly what that means for you: • The vendor you book is your service provider — an independent 1099 self-employed professional, not an Ohana Helps employee • The vendor is 100% responsible for the quality, safety, completion, warranty, and any damages related to their work • Ohana Helps has no liability for the work performed — our role is to connect, document, process payment, and enforce • Your agreement for the work is between you and the vendor — Ohana Helps facilitates and enforces it • If a vendor wrongs you, we will actively help you pursue them through our platform enforcement and arbitration process • If you wrong a vendor, we will actively help them pursue you — this platform protects everyone equally We vet vendors, require background checks, require insurance, and require training. But vetting is not a performance guarantee. The vendor is an independent professional and owns everything that happens on their jobs.
Most home service platforms give vendors your contact information and walk away. That is not what we do. Every step of your experience — from quote to payment to warranty — is documented, timestamped, and stored. You are protected in ways no other platform provides. • AI-powered instant quotes based on 13,000+ real past appointments — no salesperson, no runaround • Real appointment times — not windows. Know exactly when your professional arrives. • Background-checked, vetted vendors with profiles, ratings, and bios you review before booking • Your card saved securely through Stripe — you never hand payment information to a stranger on your doorstep • Before and after photos on every single job — timestamped and stored in your account forever • Timer-based billing — you pay for actual time worked, not padded flat bids • Job-specific workmanship guarantees enforced through the platform against the vendor • A neutral platform that documents everything and enforces the rules on both sides • A leaderboard system that tracks vendor performance so the best ones rise to the top
Our AI quotes are built from 13,000+ real past appointments. They are honest estimates — not flat bids and not guaranteed prices. Here is why that is actually better for you: Flat bids mean someone always loses. If the job comes in under bid, the customer overpays. If it runs over, the vendor eats the loss and cuts corners to compensate. Timer-based billing is transparent, fair, and honest. Nobody has to lose. By booking you acknowledge: • Quotes are estimates based on averages and standard conditions • Actual time varies based on job complexity, site conditions, and information provided • Providing accurate information gives you the most accurate quote • Once on site, the vendor assesses the job — scope adjustments happen before work begins, not after • Unforeseen conditions (hidden wiring, incorrect parts, structural surprises) may require more time or a licensed specialist — the vendor will tell you immediately • If a job will run over the estimate, the vendor tells you BEFORE proceeding and you decide how to continue Billing runs in 15-minute increments after the first hour. The timer is recorded through the platform — no rounding, no padding, no guessing. Our average appointment is approximately three hours. Shorter jobs (TV mounting, one-hour calls) bring this average down. Larger jobs bring it up. Any job running significantly beyond the standard duration for its category receives extra documentation and review.
Every appointment has a minimum one-hour charge. This is not a gotcha — it is how we protect both sides. The vendor shows up, they are yours for that hour. They will be productive the entire time regardless of whether the primary task takes 20 minutes. Use them for small tasks, walk-throughs, quotes on other work, minor repairs, whatever you need. The minimum ensures the vendor's time is respected and you always get value.
The first hour of every appointment is billed as the minimum call. After the first hour, time is billed in 15-minute increments for as long as the job takes. The vendor is expected to be productive and expeditious throughout. The timer is recorded through the platform. You see exactly what you are paying and why before you sign off. This model is fair for everyone: • You pay for actual time worked — never a padded flat bid • The vendor is paid fairly for their skill and time • Neither side wins by gaming the clock — the platform monitors both
Vendors on Ohana Helps never front materials and never accept any payment from you outside the platform. Your money never passes through a stranger's hands. Every material purchase is documented and receipted in your name. When your job requires materials: • Your vendor assesses what is needed and communicates with you before any purchase • They go to a major retailer — Home Depot, Lowe's, Ace Hardware, Floor and Decor, Sprinkler World, or similar • Most major retailers allow phone sales for contractors — the vendor calls you from the store, you authorize payment directly • You pay the store directly. You get the receipt. The vendor never touches your money. • The vendor returns with materials and completes the job — the timer accounts for reasonable travel time • This means you never front materials either — the vendor is not waiting on reimbursement ZERO TOLERANCE: If any vendor ever asks you for cash, asks you to pay them directly, or asks to hold your card — report it immediately. This is grounds for immediate permanent removal from the platform.
This is a professional's full-time job. When you cancel last minute, that time slot is almost certainly lost income for them. We have maintained a 24-hour cancellation policy for seven years because it is the right thing to do. The policy: • Cancel at least 24 hours before your appointment — no charge, no problem • Same-day cancellations: fee equal to one hour of the applicable service rate • Rescheduling to a different day with less than 24 hours notice = same-day cancellation — fee applies • Adjusting your time slightly on the same day: contact us immediately, we will do our best Real emergencies: Life happens. We are not trying to add insult to injury. Contact us immediately when an emergency occurs. We review these case by case. The policy is not punitive for genuine emergencies — it exists to prevent avoidable ones. On-site cancellations: If you cancel after the vendor has arrived, the minimum one-hour charge applies. The vendor showed up, prepared, and gave up another opportunity for that time slot. The vendor may choose to waive or discount the fee — that is their call. Comeback visits vs. rescheduling — know the difference: Once a job has started it cannot be rescheduled — it becomes a comeback visit, scheduled through the platform before the vendor leaves. Rescheduling an appointment that has not started follows the standard 24-hour policy.
Our vendors operate under state handyman exemption laws. In Arizona: ARS §32-1121(A)(14) — total job cost must be under $1,000 (labor + materials combined), no permit required. This is the law, not a preference. Vendors cannot perform: • Any job with a total cost exceeding $1,000 in Arizona (thresholds vary by state as we expand) • Any work requiring a permit • Structural or foundational work, roof work of any kind • New electrical wiring or new circuit installation • New plumbing installation or pipe replacement • Any work legally requiring a licensed contractor, electrician, or plumber Vendors can perform: • Fan and fixture installation on existing wiring, outlet/switch/breaker/GFCI replacement • Toilet, faucet, garbage disposal replacement, minor plumbing on existing connections • Drywall repair, painting, caulking, minor carpentry, assembly, mounting, hanging • Any of our 530+ listed services If your vendor tells you a job is outside their scope, trust them. Do not pressure them. They are protecting you both from legal risk.
Your vendor is standing right in front of you. They are the professional who assessed the job, accepted the work, and is carrying it out. They are not an Ohana Helps employee — they are an independent self-employed professional. Talk to them. Ask questions. Give feedback. If something is not right, say so in the moment. There is no boss at Ohana Helps you can call to override the vendor's professional judgment on site. The vendor makes the professional decisions. That is what accountability looks like when it is placed in the right hands.
• All payments processed through Stripe — bank-level security, PCI compliant • Your card saved securely through Stripe — never handed to a stranger • A card hold is placed at booking to protect the vendor — this is not a charge • Payment collected at job completion through the platform — you see exactly what you are paying and why • Materials paid by you directly at point of purchase — your receipt, your record • Itemized receipt provided for every appointment
Every single job requires before and after photos uploaded to the platform before the vendor leaves. Timestamped. Immutable. Stored in your account. This is your documentation of what your property looked like before work began and what it looks like after. It protects you in any warranty or dispute. It protects the vendor from false claims. It is the truth, on record, forever. Non-negotiable on both sides.
Workmanship guarantees are job-specific. A ceiling fan that falls is not a warranty issue — it is a safety and liability matter handled immediately. A faucet that leaks shortly after installation is a workmanship issue. Drywall that looks poor within a reasonable period of completion is a workmanship issue. Work that fails due to customer misuse, neglect, or conditions outside the vendor's control may not be covered. The vendor assesses each situation professionally and determines the appropriate response. To request warranty work: • Go to your dashboard, find the appointment, tap 'Schedule Warranty Visit' — it is right at the top • Your vendor is notified and must respond within 48 hours • They come back out, assess the issue, take before and after photos, and handle it • Whether there is a charge depends on the nature of the issue — the vendor makes that call • If it is a workmanship issue, they fix it. If it is a defect or customer-caused, they will tell you. The entire warranty visit is run through the platform the same way as a regular appointment — documented, timestamped, photographed. If your vendor does not respond within 48 hours or fails to show up for the scheduled warranty visit, contact us. We will step in, enforce our platform terms against the vendor, and actively support you in pursuing resolution.
Ohana Helps provides arbitration to help resolve disputes that cannot be resolved directly between customer and vendor. Arbitration is not a shortcut around the warranty process — it activates when a vendor has failed to honor their obligations after being given the proper opportunity. Arbitration reviews everything — photos, timestamps, communications, platform data. We seek the truth. We do not automatically side with customers. We do not automatically side with vendors. We enforce the terms both parties agreed to and we stand behind that process completely. All disputes between you and Ohana Helps as a platform entity shall be resolved by binding arbitration under AAA rules in Delaware. You waive the right to participate in class action litigation against Ohana Helps.
Ohana Helps has no liability for the work performed by any vendor on our platform. We are a marketplace. The vendor performs the work. The vendor is responsible for the work — its quality, its safety, any property damage, any warranty obligations, any legal compliance. Your remedy for any claim related to vendor services is against the vendor and their insurance directly. Ohana Helps will actively help you pursue that remedy through our platform enforcement systems and arbitration process, but we are not financially responsible for vendor performance. By using this platform you agree to hold Ohana Helps harmless from any claims arising from services performed by vendors, and you agree that your sole recourse for such claims is against the vendor directly.
This platform works because both sides take their responsibilities seriously. As a customer you agree to: • Treat every vendor with respect and professionalism — they are skilled professionals doing real work • Provide accurate and complete information about the job when booking — bad information leads to inaccurate quotes • Be present or have an authorized adult present during work • Not request work that violates state law, the handyman exemption, or platform policy • Never arrange off-platform payments of any kind with vendors • Follow the warranty and dispute process through the platform — not informally • Honor the 24-hour cancellation policy — a professional's livelihood depends on it Customers who repeatedly violate vendor rights, attempt to defraud vendors, or abuse the platform will be removed. This platform protects vendors too.
Ohana Helps currently operates in Arizona and is expanding to Texas and additional states. State-specific handyman exemption thresholds and local regulations apply in each market. By using this platform in any state you agree to comply with all applicable local, state, and federal laws relevant to your use of the platform.
By providing your mobile phone number when booking or creating an account, you consent to receive transactional SMS messages from Ohana Helps related to your service request — including booking confirmations, job-status updates, payment-setup links, appointment reminders, and cancellation notices. Message frequency varies based on your booking activity. Message and data rates may apply. Reply STOP to opt out at any time, or HELP for assistance. Carriers are not liable for delayed or undelivered messages. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Welcome to Ohana Helps. You chose self-employment because you are good at what you do and you want the freedom to prove it. We built this platform to maximize that. We procure the customers. We handle quoting, scheduling, payment processing, documentation, and marketing. You show up, do great work, and get paid. That is the deal. Read these terms so you understand exactly what we expect, what you get in return, and how to make this work as well as possible for you.
Ohana Helps is a marketplace platform. We connect you with customers who need your services. We take a platform fee from each appointment in exchange for procuring that customer and providing the infrastructure you need to run your business. That is the full extent of our relationship. We are not your employer. We are not your supervisor. We are not your liability shield. By accepting these terms you acknowledge: • You are a 1099 Independent Contractor — not an employee, partner, or agent of Ohana Helps • Ohana Helps does not direct, supervise, or control how you perform your work • You are responsible for your own taxes, insurance, tools, transportation, and every business decision • You guarantee and warranty your own work — Ohana Helps makes no warranties on your behalf and has no liability for your work • All responsibility for work quality, property damage, safety, legal compliance, and warranty obligations rests entirely with you from the moment you claim a job through the end of the applicable warranty period You are a self-employed professional. Own it. Everything that comes with it — the freedom and the responsibility — is yours.
Our average vendor working 7 or more appointments per week earns more than $70,000 per year. Several of our vendors earn over $100,000 per year using Ohana Helps as their full business infrastructure — quoting, scheduling, payment, documentation, and marketing all in one place. No other platform gives independent service professionals this. Most self-employed handymen are running their business blind — no terms and conditions, no payment guarantee, no documentation, no protection from bad customers. Here is what you get the moment you join: • AI-powered instant quoting from 13,000+ past jobs — customers arrive with accurate expectations • Timestamped before and after photos on every job — your protection in every dispute • A card on file for every customer before anyone shows up — you will get paid • Stripe payment processing — paid at job completion, directly to your account • Your own custom landing page — drive your own traffic and earn more per hour when you do • Monthly subscriber customers — recurring income you could never build alone • A leaderboard that rewards the best performers with more visibility and priority • A platform that holds customers accountable as firmly as it holds vendors accountable • Terms and conditions, arbitration, and enforcement infrastructure most handymen never have In return, we expect you to step up. We are not a platform for everyone. We are a platform for professionals.
• Pass a full background check satisfactory to Ohana Helps • Maintain active general liability insurance at all times • Provide valid government-issued ID and SSN or EIN for 1099 tax reporting • Complete all required Ohana Helps platform training before accepting your first job • Maintain a professional appearance — not a suit, but clearly a professional • Never arrive at a job site smelling of alcohol or cigarettes
We run ads. We pay for everything. Customers are here booking real appointments. Your job is to claim them and carry them out professionally. • Claim any appointment within 5 minutes of availability — speed is tracked and rewarded on the leaderboard • Minimum 4 appointments per month to maintain active status • Minimum 1 appointment per week on average — below this and you will be reviewed for removal The leaderboard rewards the fastest claimers, highest-rated vendors, and most consistent performers. This is a meritocracy. The best handymen win. On cherry-picking: You cannot selectively claim only large jobs. If you claim a big job, you are held to a higher standard. Big jobs are our top customers — VIPs. We monitor every large job closely. We expect five-star performance and a five-star review on every one. Fail them and you fail us.
The golden rule: Ask for permission, never forgiveness. Before doing anything beyond the original scope — anything — ask the customer first. Before you arrive: • Review all job details in the platform • If you will be late, update the system and notify the customer within 10 minutes of knowing — not after the fact • If your first appointment runs over, call the next customer immediately and update the platform • Never leave a customer in the dark — communicate proactively, always When you arrive: • Arrive on time. This is not negotiable. • Assess the job thoroughly before starting • If the job will go over the estimate, tell the customer BEFORE you proceed • If the scope has changed, get explicit approval before expanding it • If work is outside your capability or the exemption threshold, say so immediately — do not attempt it During the job: • The timer runs from platform check-in to platform check-out — accurately • The first hour is the minimum call — be fully productive the entire time • After the first hour, time is billed in 15-minute increments for as long as the job takes • Every update, every change, every communication goes through the system and is timestamped Our average job is three hours. If yours is routinely going much longer on standard tasks, that is a conversation we will have. If it runs shorter, that is fine — the customer pays for actual time and gets fair value.
You never front materials. You never accept cash or any direct payment from a customer for any reason. All money flows through the platform. This is non-negotiable. Violation results in immediate permanent removal. When a job requires materials: • Assess what is needed and communicate with the customer before leaving • Go to any major supplier — Home Depot, Lowe's, Ace Hardware, Floor and Decor, Sprinkler World, or similar • Call the customer from the store — they authorize and pay directly via phone sale. Most major retailers are used to this with contractors. • You bring the materials back. The customer has their receipt. You never handled their money. • The timer runs for reasonable material travel time — be expeditious This protects you — you never risk not being reimbursed. This protects the customer — their payment information stays secure. ZERO TOLERANCE: No cash. No direct payment. No card holding. No Venmo. No Zelle. Nothing outside the platform. If we discover money changed hands outside the system, you are removed immediately and permanently.
Understanding your compensation structure is essential. Here is exactly how it works: THE CLAIM FEE: When you claim an appointment, you pay a claim fee. The claim fee amount varies depending on the job type and any applicable promo code: • Standard appointment: $30 claim fee • 10% off appointment: $25 claim fee • 15% off appointment: $23 claim fee The claim fee is Ohana Helps' prepaid platform fee — our share of the first hour. It is not a deposit. It is our fee for procuring the customer, maintaining the platform, running the advertising, and making the appointment possible. Ohana Helps always keeps the claim fee. It is never refunded. THE FIRST HOUR: You keep the first hour of labor in full. This is your compensation for the minimum one-hour call. The claim fee you paid covers Ohana's share of that first hour. You keep all of it. THE SPLIT AFTER THE FIRST HOUR: Everything billed after the first hour is split based on the job type: • Standard appointment: 60% to you / 40% to Ohana • 10% off appointment: 62% to you / 38% to Ohana • 15% off appointment: 63% to you / 37% to Ohana Time is billed in 15-minute increments after the first hour. STRIPE PROCESSING FEES: As an independent contractor on a Stripe Standard account, you are responsible for your own Stripe payment processing fees. These fees are deducted automatically by Stripe from your payouts. This is standard for self-employed professionals processing payments through Stripe and is part of the cost of running your own business. Stripe will provide you with full transaction records and your 1099-K directly — you do not need to request tax documentation from Ohana Helps. TAX REPORTING: Because you are operating on a Stripe Standard account, Stripe issues your 1099-K tax form directly to you based on your payment volume. Ohana Helps does not issue 1099 forms to vendors. It is your responsibility to maintain accurate records and comply with all federal, state, and local tax obligations. Consult a tax professional for guidance specific to your situation.
Before you leave any job site, every single time, you must complete all of the following: • Upload before and after photos — multiple, real, clearly documenting the work — through the platform immediately • Stop the timer accurately when work is complete • Get the customer's sign-off on the job • Collect payment before leaving in all standard situations • If there is a genuine comeback situation (e.g., drywall mud drying mid-job), document it clearly, schedule the comeback visit before leaving, and collect payment at the final visit Photos are your protection. They are the truth on record. Take them every single job, every warranty call, every comeback visit. Do not skip this. Reviews: Minimum one review per four jobs. If you are not getting reviews you are not operating at a professional level. Every job is an opportunity for a five-star review. Earn it. Big jobs: Any job running significantly beyond standard duration gets extra scrutiny. We expect exceptional performance and a five-star review on every large job. These are our best customers and they deserve your best work.
When you claim a job, you made a commitment to a real person who is counting on you. Honor it. • Cancel at least 24 hours before the scheduled start — no penalty • Cancellations within 24 hours without documented emergency: strike on your account • Three strikes within 90 days: suspension pending review • No-shows without communication: immediate suspension pending review • Comeback visits are a continuation of a started job — they are not rescheduling and are not subject to cancellation fees • Rescheduling an appointment that has not started to a different day with less than 24 hours notice = cancellation — fee and strike apply Every cancellation and no-show costs real income to a real customer and damages the reputation of every vendor on this platform. You represent all of us. Act accordingly.
The moment you claim a job, you are 100% responsible for it. That responsibility does not end when you leave the job site. It extends through the applicable warranty period for the work performed. Workmanship guarantees are job-specific. A fan that falls is not a warranty matter — it is an immediate safety and liability issue. A faucet that leaks shortly after installation is your responsibility. Drywall that looks poor within a reasonable time of completion is your responsibility. Work that fails due to customer misuse, neglect, or conditions outside your control is assessed case by case. You make the professional determination and you stand behind it. How warranty work is handled: • Customer schedules a warranty visit through their dashboard — it is clearly visible at the top of their appointment • You are notified immediately and must respond within 48 hours — no exceptions • You show up to the scheduled warranty visit just like a regular appointment • Take before and after photos on every warranty visit • Assess the issue — determine if it is workmanship, a manufacturer defect, or customer-caused • You control whether there is a charge based on the nature of the issue • Handle it professionally. It is your reputation on the line. Failure to respond within 48 hours or failure to appear for a warranty visit gives Ohana Helps grounds to enforce against you — account suspension, removal, and active support of the customer in pursuing any legal remedy they have against you. Do not let it get there.
You operate under state handyman exemption laws. In Arizona: ARS §32-1121(A)(14). Jobs must be under $1,000 total (labor + materials combined) and require no permit. As we expand to Texas and additional states, know the specific exemption rules in your market — we will provide them. You cannot: • Exceed the state exemption dollar threshold on any single job • Do any work requiring a permit • Do structural or foundational work, any roof work • Run new electrical wiring or new circuits • Run new plumbing or replace supply lines • Do anything legally requiring a license You can: • Install fans and fixtures on existing wiring, replace outlets/switches/breakers/GFCIs • Replace toilets, faucets, garbage disposals, and minor plumbing fixtures on existing connections • Repair drywall, patch, paint, caulk, minor carpentry, assembly, mounting, hanging • Any of our 530+ listed services When in doubt — do not do it. Stop. Tell the customer it requires a licensed professional. We would rather lose the job than lose the ability to operate. Violating the handyman exemption puts you, the customer, and Ohana Helps at serious legal risk.
• All work originated through Ohana Helps must be completed through the platform — no off-platform arrangements of any kind • You may not solicit, arrange, or accept direct work from any Ohana Helps customer outside the platform for 24 months from your last platform interaction with that customer • The platform tracks this. The data does not lie. We will know. Violation = immediate permanent termination. You will also be liable for damages equal to the greater of $5,000 or 3x the value of any off-platform transactions discovered. We do not negotiate on this.
The Ohana Helps platform timestamps and records everything. Every claim, every check-in, every photo, every communication, every payment, every review, every cancellation. If something happens on one of your jobs, we have the full record. This protects you when customers make false claims. It holds you accountable when you fall short. Operate with integrity and this system is your best friend. The platform actively monitors: • Job completion rates, cancellation frequency, and no-show history • Review scores and how frequently you earn reviews • Warranty response times and completion rates • Time spent on jobs relative to category averages — outliers get reviewed • Claim speed and leaderboard ranking • Any patterns suggesting poaching, clock-milking, or off-platform activity
The following result in immediate permanent removal from the platform with no second chances: • Stealing from customers or Ohana Helps in any amount • Harassment, threats, or any inappropriate behavior toward any customer • Performing work under the influence of alcohol or drugs • Accepting cash or any direct payment from customers outside the platform • Poaching customers for off-platform work • Knowingly violating the handyman exemption • Chronic no-shows or cancellations without cause • Sharing customer personal information with any third party • Representing yourself as an Ohana Helps employee
All disputes between you and Ohana Helps shall be resolved by binding arbitration under AAA rules in Delaware. You waive participation in class action litigation against Ohana Helps. Nothing in this section prevents Ohana Helps from seeking immediate injunctive relief for violations of Sections 12 or 14. Disputes between you and a customer are between you and that customer. Ohana Helps will facilitate and enforce, but your warranty obligations and liability for your work are entirely yours.
Either party may terminate this agreement at any time with or without cause. Immediate termination for violations of Sections 12 or 14. Obligations under Sections 10, 12, and 15 survive termination indefinitely.
This agreement applies to all markets where Ohana Helps operates. As we expand to Texas and additional states, you agree to comply with all applicable local, state, and federal laws in each market — including state-specific handyman exemption thresholds. State-specific addenda will be provided prior to each new market launch. The same standard of professionalism, accountability, and excellence is expected in every market we enter.
Thank you for being part of Ohana Helps. Customers and vendors who follow these terms, do great work, and treat each other with respect have an exceptional experience on this platform. That is exactly what we built it for. © 2026 Ohana Helps · Phoenix, AZ · Incorporated in Delaware · ohanahelps.com